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Reminder: The Cottages at Heritage Grove – Accepting Applications

Date Posted: 06/01/2026
Category: Public Notice

The Cottages at Heritage Grove flyer. All information as listed below.Flyer 2 for The Cottages at Heritage Grove. All information as listed below.

The Cottages at Heritage Grove

Now Accepting Applications 
The Cottages at Heritage Grove are a 23-unit pocket neighborhood, featuring cottage-style homes and triplexes at approximately 710 sq. ft. This pocket neighborhood is the first age-qualified community (55+) built by Habitat for Humanity of Lake-Sumter. The community benefits seniors in the Central Florida area who are on a fixed income, retired, or looking to maintain affordable housing. At this time, availability is limited to the triplex units only; all standalone homes are currently occupied.

Qualifications:

  • Credit Matters! (Target score of 640+)
  • Must be a resident (or employed) in Lake or Sumter County for 6 months when applying
  • Must not be a sexual offender
  • Willing to partner with HFHLS for up to 12 months
  • Must demonstrate need for the program
  • Must have verifiable income
  • Must meet income criteria and qualify for mortgage
  • At least one applicant for the home must be 55 years of age or older
  • No residents under the age of 18 nay live in the home

Income Limits 
Lake County

  • 1 Person Family: $59,050
  • 2 Person Family: $67,450
  • 3 Person Family: $75,900
  • 4 Person Family: $84,300
  • 5 Person Family: $91,050

*Please note that income limits change annually based on USDA guidelines of the Area Median income calculations.
Figures above lost released April 2025

Apply at https://habitatls.org/apply

Have questions or need assistance applying? Contact Veronica at [email protected] or 352.483.0434 ext. 124

Our Programs

Homeownership 
The Homeownership program serves families by providing safe, well-built, affordable housing options. As a working single mother, traditional avenues of buying a home were out of reach for Ashley Hunter, but Habitat's affordable housing option helped put her in a stable place to build a better future.

Preservation and Repair 
The Preservation & Repair program provides critical home repairs and accessibility modifications to homeowners. Ms. Ralean Peak, a widower and mother, needed extensive repairs to her 85 year old home. Over the course of a month, we provided essential repairs like a roof replacement, electrical rewiring, and other updates the property desperately needed, ensuring the Ms. Ralean can remain in her home for years to come.

Youth Construction Academy 
The Youth Construction Academy takes students from classroom to construction site, building a Habitat home from start to finish. Students gain certifications and learn valuable trade skills to help them build a career in the industry. Students get to see the change their work can make when the keys to an affordable home are given to the homeowner.

Veterans Housing Initiative 
The Veterans Housing Initiative aims to provide veterans with the housing assistance they need, whether that means a chance at home ownership or help with home repairs and accessibility modifications, We hope to give back to those who have served our country, this includes heroes like Kenneth, a disabled veteran who once again has a safe place to call home.

Habitat for Humanity, Lake Sumter, Florida Contact: